Growing up in Tennessee, all I knew about Miami was learned from “The Golden Girls,” since I wasn’t allowed to watch “Miami Vice.”  I knew it was nice and that it was a great place to be a geriatric female. A few years later, Will Smith taught me everyone had $100,000 cars and that I’d see Sly Stallone “in the club” (though he failed to reveal which club).  Apparently, Miami is a great place to be old or rich.  But what about for the rest of us? Last…